Payment Policy

Two ways to pay, both of them ordinary, neither of them requiring card details.

UPI

Pick UPI at checkout and approve the collect request in Google Pay, PhonePe, Paytm, BHIM or your bank’s own app. Confirmation is instant and the order goes straight into packing. Your UPI PIN is entered in your app, never on this site — we never see it and never store it.

Cash on Delivery

Choose Cash on Delivery and pay the courier at the door. Most serviceable PIN codes support it; a small number of remote areas, and occasionally very high-value orders, are prepaid-only, and checkout will tell you before you confirm. Having the right notes ready saves everyone a conversation about change.

What we do not take

We do not accept credit cards, debit cards, net banking, EMI or third-party wallets. There is no card field anywhere on this site and we store no card data at all. If anything claiming to be us ever asks you to pay by card, or to transfer to a personal account, it is a scam — do not pay, and tell us at boutique@olivaremporium.shop.

Currency, tax and fees

Prices are in Indian Rupees (₹ INR) and include applicable charges. We trade as a sole proprietorship operating below the GST registration threshold, so no GST is added to your order and no tax invoice is issued — a plain sales invoice comes with the parcel. Neither payment method carries a convenience fee, and shipping, where it applies, appears on the cart page before you pay.

Getting money back

Refunds return by the route the payment came in: UPI to the originating UPI account, Cash on Delivery by bank transfer to details you provide. Cancellations settle within 5–7 working days; approved returns within 6 business days. Both pages spell out the conditions.